I have been through this process three times now. My husband's sister has Downs so the relation is very close and we were concerned about the stress and strain that another family member with this condition would bring to the family. Luckily we have not had to make any "difficult" decisions.
The data results are incomplete without the genetic input. If the results are merely coming from your OB/GYN then you need to get onboard with a genetic counselor asap.
The other thing you need to know is that these are percentages or rather chances of the disease occurring and you need to weigh this risk against the risks of a CVS or amnio. In particularly, the frequency of an auto-abortion from the procedures.
Lastly, you need to know that these are "screenings", not actual tests, and that without actual DNA, you won't know "for sure". As you progress through the screenings, your risk chance will be adjusted up or down accordingly. Ultimately the screenings can be wrong.
Now, this decision needs to be weighed against your personnal philosophy and since you stated you would not terminate, I am not sure continuing down this path maskes sense for you. Since you already have this preliminary data and you are concerned, your energies are better spent preparing for the possibility of a special needs child. Build your support network, ensure the right pediatrian will be at the delivery, start researching local Downs Syndrome organizations and what resources are available in your area, etc. Get involved now with a group of local Moms that have special needs children, especially Downs and learn from them how they handled baby's needs - everything from nursing to changings to bottle feeding - whatever you might have concerns about. If you have this knowledge and are prepared, you can focus on the pregnancy and bring the healthiest baby you can have into this world.... and after all that, the baby may be "normal".
I wish you the best of luck on your decision and pregnancy.
~C.