First, don't use pull-ups - they are confusing. If you are going to keep her in diapers, then only use diapers. If you want her potty trained, then use panties. You want to create a distinction between diapers and panties, and pull-ups are an in-between sort of thing - too confusing. Plus, pull-ups are the diaper company's attempt to keep taking your money - they are not worth it.
You are going to have to deal with some accidents, but you need to just put her in panties if she is ready. Take one weekend where you can be at home and put her in panties. Once she has a few accidents and experiences the wet sensation a few times she will probably start telling you when she needs to go. If she doesn't, then she may not be ready yet.
I did this with my daughter and it worked great. We kept her in diapers at night for another week after introducing the panties, but then went to panties 24/7 and haven't looked back since.
Your daughter will get the hang of urinating first. Having a BM in the potty regularly will take more time (another week or two). Just buy plenty of panties and be prepared to do a lot of laundry and clean up the first few days.