L.H.
I've never been a stay at home mom but before I had children I had a home daycare. We ran on a schedule that kept the day flowing. It went something like this:
6:30 wake up shower
7:30-8:00 children arrived (this could be children wake up & get dressed)
8:00 breakfast
8:30-9:30 free play
9:30-11:30 arts/crafts/learing time
11:30 Clean up
12:00 Lunch
12:45 Story time
1:00-3:00 Nap time
3:00 Afternoon Snack
3:30-4:30 Outside play time or walk
4:30-5:30 Parents pick up & free play (I would put on a educational video like Leap Frog)
If I had the option of being a stay at home now I would imagine that I would follow a schedule like this otherwise I'd probably be right where you are. Good luck!