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22

Do Banks Check Credit Before Giving You an Account?

M.P. asks from Kansas City

My friend says she was turned down by the bank to be added to her new husbands checking account because she had bad credit(from several years before). I guess she had...

14

Best Way to Increase Credit Score

T.B. asks from Seattle

My husband and I are planning to refinance our home within the next 90 days. However we would like to increase our credit scores as much as possible within these 90 ...

10

Credit Repair? Good or Waste of Time?

M.C. asks from Dallas

My husband and I are wanting to buy a house. We have a few months of paying off bills until we could afford it, and we had some time to really clean up our credit. ...

40

Cashing in My 401K to Pay off Credit Cards

J.V. asks from New York

Hello All, I have about 8K in credit card debt I would like to pay off. I also have 11K in an old 401K from my previous employer. I know the golden rule is not to...

13

Ok, One Extra Mortgage Payment per Year Takes off How Much on Your Loan?

A.D. asks from Dallas

For instance, my mortgage (with taxes and insurance) is $1000 a month. If I paid an extra $1000 a year how much would it take off at the end of the loan? Say I have...

9

Suggestions for a Good Credit Card That Gives Back

M.M. asks from Chicago

Do you ladies have any suggestions for a reputable major credit card that offers a great cash back/rebate/gift program? Oh, low interest rate and no/reasonable annua...

10

Seeking New Home Financing for Not So Good Credit

M.B. asks from Chicago

Please Help!!! I am currently renting a home in South Holland that I would like to purchase. But, I don't have the best credit and need to get financed quickly as m...

17

Considering Switching from a Large Bank to a Credit Union - Advice Please?

X.C. asks from Boston

We're currently at a large bank and I keep reading how great credit unions are. The only "con" I can find with credit unions is the limited amount of ATM's, but most...

5

Getting a Car Without Good Credit? Is This Possible?

E.T. asks from Dallas

Hi there ladies, I have a low credit score mainly due to medical bills from my little girl. I am a single mom and find myself needing a new car soon. My credit i...

18

Feedback Needed for Using a Credit Union

K.H. asks from Johnson City

Hi! I recently looked into refinancing our vehicle through a credit union. They have amazing rates but I am still a little uneasy about using the union. I do not pers...

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