I am the same way, and actually took my own pics of my daughter until her first birthday and then ordered cute bordered pics off of Wal-Mart's photo website. I think they call them post cards...ANYWAY!!
For her 1st birthday pic we took her to Kiddy Kandids in Coronado Mall. They have a special you can do that takes pics of your child at 2-4-6-8-10-12 months (or something like that, every 2-3 months) although we did not follow this, for her 12 month we got a HUGE amount of pictures, any sizes we wanted, and even a HUGE 10x12 poster board type picture for i think around $100-$120 (can't remember the exact price..i still have MOMMY brain 17 months later!! ;-)
I thought that was a great deal and they got the cutest poses and props. They allow two outfit changes.
Hope that helps! Good luck. OH, i also heard Portrait Innovations is really good, but i don't know the cost. My friend only goes there for her pics.