Social Security Number, Not Card, Lost with Husband's Wallet

We have not had identity theft but we've experienced fraud on a credit card that was stolen.

We went to the 3 main credit reporting agencies and filed a security alert on our accounts. With this alert, ANYONE, ,requesting credit via a loan, credit card, etc.... the agency will NOT cooporate until they speak with you and you verify all information if you are or are not applying for some form of credit.

Also, I agree with another poster... GO don't call the SS office. I know it is a pain in the rear but I'd rather speak person to person and not get the run around on a phone line. It would be worth your time to go.

Good luck and who knows, maybe this person will turn the wallet in somewhere and you will get a welcomed phonecall!

As far as Lifelock the people i know who have had it have it no more, it wasn't worth it to them.

Just to clarify, you CANNOT get a new social security number because this one has been lost or stolen. In order for the SSA to assign you a new number you MUST first have done all you can to fix the problems resulting from misuse of his Social Security number and someone still is using his number. Thus, you would need to wait to see if it is fraudulently used, try to fix the mess and then proceed to request a new number.

This information is per the Social Security Administration itself, along with more information on identity theft and your social security #:
http://www.ssa.gov/pubs/10064.html

Also, keep in mind that a new number probably would not solve all the problems should the number be fraudulently used. This is because other governmental agencies (such as the IRS and state motor vehicle agencies) and private businesses (such as banks and credit reporting companies) likely would have records under the old number. Also, because credit reporting companies use the number, along with other personal information, to identify his credit record, using a new number does not guarantee a fresh start. This is especially true if his other personal information, such as his name and address, remains the same, which in all likelihood it would.
And even though the old information would still be attached to him, if he did receive a new Social Security number, he wouldn't be able use the old number anymore.

For some victims of identity theft, a new number actually creates new problems. If the old credit information is not associated with the new number, the absence of any credit history under the new number may make it more difficult for him (and you by association) to get new credit.

I know, TMI, but I wanted you to know exactly what to expect. So sorry this happened, I'll be praying that an honest person turns it in or mails it to you. This is what happened when my sister had her wallet stolen right out of her hand, they took the cash, threw the wallet in some bushes, and a Good Samaritan found it and mailed the wallet, along with a note, intact to her just minus the cash.

dont' spend the money on lifelock...you can monitor your credit reports yourself...you are entitled to one free credit report per year - you are also allowed to put a fraud notification on your credit report - no new credit will be issued unless they speak to you directly.

You may not get a new SSN - I'm not sure who told you that - but you can't. You can contact your local social security office and let them know that his number has been compromised so that IF someone SHOULD try to submit a claim under his social it will be flagged.

GOOD LUCK!!

go to your local SS office. You can request a new number (you can request a new one three times I think)

Did you call the store or police department to see if anyone turned in the wallet? There are honest people out there and it is quite possible that the wallet was turned in intact.

Before you hit the panic button repeatedly check to see if it is sitting there waiting for your hubby to pick it up.

If you didn't report the loss/theft to the police, I urge you to do so now. If someone tries to use your credit card it will be helpful to have a report on file.

You cannot get a new ss #. You should report the loss/theft to the 3 credit reporting agencies so that they can put a block on your account.

Unless the person who picked up the wallet is experienced with forming a false identity they are not going to use his ss #. They just want the cash and the credit/debit cards. If they aren't used in the next 24 hours it's likely that they won't be.

I've lost my wallet a couple of times and no one has ever used my cards. The cash was all they wanted.

You cannot get a new SSN number.
All you can do is monitor your credit reports for a few months.

Lifelock apparently isn't as great as we all would hope. I asked a question on here if it would be worth it, and it was a unanimous NO. Tonight get online and get the info on how to change your number and tomorrow go to your local SS office (it's easier to go to them rather than talk on the phone) and get your number changed.