I am a 61-year-old divorced dad, who once was solid middle class, and I have 50% residential custody of my soon-to-be 10 year-old-dtr. When she was your daughter's age, I still had a vehicle. One day she turned to me and said, "Daddy, we are poor aren't we?" My heart made a lump in my throat.
Driving through Topeka on one of the many 100 degree days in a beat-up old truck with no A/C, hitting yard sales, she popped the question. We had found some killer deals, but on a number of occasions, I told her we couldn't afford some one thing or another. Yeah, so it was a year after that I went homeless. Now I take the city bus to pick up my daughter from school as that is less expensive than paying out of district fees for her to take the school bus.
"Well Grace, we have more than some people, and less than others. I wish we had A/C in the truck, and a lot of other things, too."
So, what do you teach your daughter when you park your car in another location? What can a daughter learn from the way their "friends" parents shift in their posture or attitude toward any of us? And this is a good catholic school right? Maybe talk to some of the teachers and the like about how to best help your daughter and her parents manage the world in which you live.
I really don't know what is best or even kind of OK to do for you. I do know that after having been solidly in the middle class with a once successful professional career, and having raised two daughters now 29 and 31 in very different circumstances, it has been a bitter pill to swallow now being poor. I do know that first I have had to come to terms with how my life is as opposed to what it once was and as opposed to what I wish it were.
I still have to work throughout each day on what matters most, and what is the value of "stuff (and we need some stuff or at least benefit from it a lot)." I have to draw on creative ways to make life engaging for Grace. And life does present opportunities to help us "raise" our children as well as "raise" parents.