A.,
Hi there, I am an RN (but not a mom yet ;) ) and have Kaiser Insurance. I used to make fun of my husband and his "communist care" when I had BC/BS through a different provider. I now have Kaiser and we have had a few experiences with them so here goes:
Both of us are generally healthy, low use people. I go to GYN once a year for Pap, etc. I do not take any medications including Birth control. I like Kaiser because I can get an appointment quickly and do not have to wait once I get there. My office is close to the Kaiser center in Sandy Springs and I can leave the office, have my annual exam (with the nurse practitioner, I have not tried the OB/GYN) and be back at work in an hour. That being said I do not feel rushed while there. I have questioned their use of slide Paps as standard of care is now liquid based pap technology. They do try to keep costs low so you do not usually get "leading edge" technology. You do receive a personal call from the NP the next day advising you of your lab test results which is nice.
I have had 2 "acute care" experiences, one for myself and once for my husband. I had back pain with unknown cause. I called and did not care who I saw since I was in terrible pain. I saw a DO (Doctor of Osteopathy) at the SAndy Springs office. I was not impressed with his history taking/attention to detail in my case but he did all the things he is supposed to do, took x-rays, gave me a shot of muscle relaxer and pain medication. Again recieved a call next day advising me of x-ray results (negative, pain was due to old mattress). Also recieved referral to physical therapy (expensive waste of time).
My husband had food poisoning (salmonella) and was worked in one morning. He called when the office opened up and was seen immediately. I did not go in with him but he brought back all the correct supplies for stool samples. He remianed ill and we took him to the after hours clinic in Vinings (wonderful option). He was seen, had blood drawn, x-ray of tummy, back up to review all. He got a call daily from Sandy springs clinic until he was better.
I now have Kaiser for the same reason you do- they have maternity coverage that is affordable. They are the only company that does. I am spoiled now I do not like to wait for doctors and have not received any less attentive care than I have elsewhere. Insurance these days can be pretty bad and I have heard horror stories from just about every company out there. It all just depends on your situation.
I hope my experience helps you decide!!
Good luck,
J.