Congratulations on your pregnancy and approaching motherhood. I support you in your quest to remain at home with your baby; I believe that infants and young children's needs are best met by remaining in their own homes being cared for primarily by their mother....the first five years of a child's life lay the foundation for the rest of his/her life. The young child has a great task before him/her: to discover the world in all its wonder! In these early years all the thinking processes, personality, and character are formed, so it is important to a child for a parent to be as present as possible.
With this in mind, I created a local "cottage industry" where I employ mothers to work in their own homes, sewing products that I design. It works well for some moms but it does require discipline and organization on their part to make a significant income. I am currently building this business (Mimsy Designs: http://mimsydesigns.com), but I also have started to develop a prototype of the business so that people in other areas of the country can develop this kind of cottage industry which supports mothers working part time at home so that they can contribute to the family income, yet be available when their children need them.
I hope that this helps to inspire you in some way to find a way to make that extra income and yet to be home and available for your precious child. Your child depends on YOU to be his/her guide in this earthly life. It is an awesome responsibility: you have another life in your hands. That you are considering ways to be there for your child shows that you are a special parent.
I'm going to go off on a tangent/ personal opinion/ now: when I was growing up, ALL moms stayed at home. My mom was at home for the three of us, and I feel that I was given a wonderful foundation for the rest of my life. Today, we women have the OPPORTUNITY to work, and it gives us freedom to have a CHOICE. So I feel that our society has made a lot of progress, and I am grateful for having a choice. When my daughter was born (23 years ago), I was happily employed as a teacher but when I held my tiny baby in my arms, everything melted away except for my devotion to her. I made a choice: my career could wait, all the extras could wait; what did we really need but to pay for the house and food? I was so in awe of my baby, this incredible being who came from ???, and so humbled by my responsibility to lead this child into earthly life, that my daily life actually became very simple...I guess I began to see the world through the eyes of my daughter, and then most of what was costing us money was easy to eliminate.
I feel blessed that I was able to give my daughter full time mothering, and I am committed to helping other mothers and children to have the same opportunity.
I wish you the best with your birth and in your life with your child. I sincerely hope that you can find a way to survive economically while being at home with your baby.