I am an adoptive mom, and can't say enough positive things about it. That being said, I must warn you that it is an emotional roller coaster ride to get to the goal line.
We started with Missouri DFS. Through the state, it will cost you nothing to adopt. Keep in mind that you will probably NOT get an infant, and most likely will get an older toddler/child who may have some emotional problems. Also, it is a long and tedious road to actually adopt these children after fostering them for 6 months (MO law requirement). You are NOT guaranteed to be chosen to be the final adoptive parents after fostering them. The state will do everything they can to reunite these children with their bio family...not a concept I agree with, but is how the Courts see it. We went through the entire foster/adopt program, only to be told that "we didn't have parenting experience" when we were being considered for a 9 month old! My husband is a doctor and I have a well-paying job & degrees....go figure?? Anyway, that's when we decided to move on.
Our next adoption adventure took us overseas. We chose Bulgaria from which to adopt. Things had been going well there, but after we filed our paperwork, it went downhill. Also, you must be financially prepared to go overseas. Adoptions can cost anywhere from $18K to $30K depending on the country. And be aware that many countries require you to stay up to a month in-country, which is all at your expense (including air fare). The US Federal Govt. also has tons of fees that you have to pay them for paperwork and fingerprinting. We dumped $10K in this process and waited two years with no results. Remember, you are at the will of foreign (and most likely third-world) governments who have little interest in these poor children. It is heartbreaking to know how many need homes and their governments take years to move them. Anyway, we saw the writing on the wall about Bulgaria, and also realized that we were aging, so we had to do something.
The answer to our prayers was Diane Hogan @ A Step Ahead Adoption (google it). She is a clearinghouse for domestic adoption agencies & attorneys. You have to pay her, but she is worth every dime. In less than three months, Diane put us together with a baby in OK City. She is now ours and the answer to every dream we had about parenthood. Domestic private adoption is not free (ours costed $23K + Diane's fee), so that's the realistic part about this process. We have the perfect little girl who even looks like me!! What are the odds? Diane is a wonderful resource for adoption and will be realistic with you about money and timelines.
Bottom line is, if you feel it in your gut to do it, you can make it happen. I see you are in Springfield, so your state agency may work smoother than mine in KC (we have the largest DFS in MO, so lots more problems) and that would get you to an adoptive child without much cost. I cannot sing the praises of adoption enough. I don't even think about my baby being adopted...she IS my little girl. Please feel free to contact me privately at: ____@____.com .