Online banking...Ally or Other?

I don't think there is a bank that doesn't offer online banking so you have a lot of options!

I loved banking with Citibank-we didn't have one locally so i did everything online-never once stepped inside a branch. We wanted to consolidate everything though so we went with US bank. I like them a lot and again, they are local to us, but maybe 2 times a year I need to actually go in to a branch.

I would avoid M&I and Chase-in my experience-online or in person they aren't very consumer focused-unless you are one of their 'big spenders'.

Try First National Bank of St. Louis, they have a lot of good services and are always friendly. Especially at the branch on Tesson Ferry.

I do all of my banking online, but we also have several branches right near my house. We use Bank of America. I don't know if I would like it if the entire thing was online. What if you have a serious problem? I like being able to go into a bank and talk to a person one on one, instead of over the phone or online. Maybe you could choose a bank where you really could do everything online, but also have the option of going into a branch if you need to? It works for us.

I'd be leery of a bank that was online only and where I could not go in to manage things if needed.

That said, I run our company business and personal finances and I like some one on one services. I do all of the banking online but it does help to have someone there to answer questions if needed. We wire a lot of funds in and out and I iam just too careful to let 1% interest go into the www not knowing how the online bans insured to cover me in case of a crises.

Crisis... I am not speaking of insufficient funds, etc. I manage well over 6 figures, therefore we have no fees except for wire fees when needed. I am talking crisis in case someone hacks my account, etc. I have separate accounts set up specificially for outgoing and incoming wires so our "REAL" accounts won't be compromised.

I deal with Bank of America and Chase. Never had issues with either of them.