I'd say, get the husband involved!!! There's no reason that *you* should be left with the house work.
Maybe the two of you could spend an hour or two every weekend doing the major stuff. Then, during the week, decide what is most important in your household to take care of, and divvy it up.
Clutter: I've found that when I walk around the house with our baby for soothing or helping her to fall asleep, that's the perfect time to pick stuff up and put it back where it belongs. Since you've got a toddler, you could incorporate this in your play time. Your toddler might not even notice that you're doing this while you give him or her your attention. You could make it a time to take turns making up stories, so you're providing attention while also picking up. Or you could get your toddler to help. This is a great opportunity to introduce a child to chores and make it positive. Make a game of it, or just rewarding in its own right: "we're taking care of our house." You could turn on your toddler's favorite music or set up a race: who can pick up the most toys in 5 minutes? Use a kitchen timer that dings for extra fun. Get your husband to play, too. If your toddler refuses, maybe watching you two have fun doing this will get him or her to want to join in.
Also, for clutter, I've heard that keeping baskets in each major room is a great way to put stuff that is out of place, temporarily. It at least keeps it all in one spot till you can get to it, and if it's a pretty basket with a lid, all the better!
I heard a great tip once for laundry: don't bother to fold the bath towels. Just throw them into a basket that you keep in the bathroom. The basket will be decorative, and when you need a new towel, just reach in.
Quick healthy meals: I recently found a great recipe that is much tastier than I expected, and cheap, easy and healthy. Spiral pasta (best if tri-color), plus a can of kidney beans, can of chick peas and can of black beans, all rinsed and drained. Add whatever veggies you like. What works best is a combination like carrots, celery, sweet onion, and broccoli. Crunchy is good. Then, you can add everyone's favorite salad dressing to their individual bowl of it. Great protein, and a great way to get in the veggies! You could even make it super fun by allowing your toddler to make it finger food. Just keep that napkin handy :)
I've also found that extra-firm tofu cut into small squares and fried up in soy sauce or teriyaki sauce is awesome. Takes like 5 minutes, start to finish. If you make quinoa instead of rice, you cut your cooking time down to 15 minutes for a fresh, healthy grain that is not out of the box like quick rice, which isn't as healthy, esp. if it's white. Add some boulion or Italian herbs and some salt, and it's delicious. I prefer to keep the lid on after I bring it to a boil. Makes it softer. You can also add a little olive oil after most of the water has drained off (olive oil oxidizes easily, so it's good to add it toward the end of cooking something if possible). So, tofu plus quinoa plus some veggie like frozen sweet corn is super quick, easy and really wholesome. Make sure that it's GMO-free tofu. Most are.
L.
PS I've recently found that cleaning at odd hours works best for me. But this is probably because I'm a SAHM. You might find that you're up before your husband and toddler, though, or up later at night. While your toddler is sleeping, you can accomplish so many things! Of course, it's only fair that your husband take his turn, as well. Again, you just have to sit down and divide it up.
Talking on the phone is a good time to get stuff done, too, of course :)