E.T.
I'm sure I will sound flip and unhelpful... but really... exercise and eating less. There just isn't a product out there that will do anything miraculous. If there was, we'd ALL be taking it!
And I do feel your pain... I'm 38, 2 kids, and need to lose 20 pounds too. I just joined a fitness bootcamp class. It's kicking my rear, but I'm losing inches already and it's only been two weeks.