Do You Hold Others to a Higher Standard When They Are Doing "Your Job?"

Updated on April 20, 2011
N.S. asks from Muldoon, TX
5 answers

This is probably more a vent than anything, but nevertheless...

I was a residential mortgage lender for many years, as I have mentioned several times on here. I've had some of the best customer service, marketing, sales, and mortgage training in the world and when I worked outside the home, I took customer service VERY seriously, still do in fact!

We're in the midst of applying for a home loan, just a pre-approval at this point-which experience tells me, even if complicated, takes no more than an hour if it's actually being paid attention to. We're going on 4 days with nothing but a snotty response to my follow up call and being babied and told, "it can take several days sometimes" I had to beg to get my credit score out of them even! I have no doubt we'll get approved, that's not the issue, it's the attitude. In fact, if memory serves, when credit is pulled, you must notify the borrower within 48 hours legally. (maybe things have changed)

I'm just miffed at this point that I am being patronized when I call one time to check the status and have received no phone call, no email-nothing. I probably will end up going to another bank, but don't want to shop around in the midst because that's bad for my credit score.

Am I totally off base here in being irritated that this is taking so long and I am getting responses like sighs of irritation when I ask a simple question. I feel like once we get through this, I should make a lengthy complaint to our bank. This just isn't how I would do business and I've never had an experience like this with a loan officer. Are you this picky when you deal with someone else who's doing the job that you normally do?

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More Answers

V.W.

answers from Jacksonville on

Does your lender (whomever it is you are dealing with) KNOW that you used to do their job? Perhaps it would be worth it to "call them on the carpet" so to speak... and say outright: "Look, I know you think I am being annoying, but I was in residential lending myself for quite some time. Can you tell me why it is taking so long? What has changed in the industry that is causing the log-jam?"

I have to admit, I don't recall your other posts, so I have no idea what you background with residential lending is or how long it has been since you were involved with it. But just as a lay person who keeps up with the news, I would not be surprised to find that the government and its bureaucracy have implemented a mountain of new regulations to deal with the mortgage lending fiasco that contributed greatly to the housing collapse of the past several years. So, unless you are still active in the industry and fully up to date on any and all new laws relative to it, then ASK them specifically what has changed that is causing the hold up.

I find that many times people are reluctant to give much information, because it is confusing and of no value to the recipient and ends up a big waste of time for both parties unless the person gives 20 minutes of background to explain it. And they probably don't want to get drawn into a conversation like that. If they know that you KNOW all the background, then they might be more willing to explain. OR, you might find out that there IS no reason for it, and your complaints for taking too long are justified and you would do better to work with someone else.

Be smart about it. Clue them in that you KNOW what you are talking about, and you want to know what THEY are doing to move things along. Do it nicely, like you are commiserating with them, but put them on notice.

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R.K.

answers from Appleton on

I worked in retail for years and if I get bad service in a store, I complete my business and go find the manager and tell them how I was treated.
A few years ago I was shopping for a new sewing maching and the woman at the store was showing me and 2 other women the machines, she had such a superior attitude, I walked out when she was in mid sentence. I spent my $500 in a store where I was well treated.

1 mom found this helpful

S.J.

answers from St. Louis on

I think everyone feels this way about their profession. When you know how something can and should be done, it is easy to critique. Sorry you are having such a rough time!

T.K.

answers from Dallas on

I dont think I hold them to a higher standard. I just know what to look for. I dont fall for the bs excuses, because I know better.

K.M.

answers from Chicago on

My family HATES going out to eat with me, I have been in the food industry, pizza, fast food, fine dine, you name it I have been a server, hostess, cook, manager etc since High School... if something is sub par I do not stand for it. I can not stand KNOWING what CAN be done and standing there watching HOW it can be done better it is soooo hard for me to not say anything to anyone about this! Saying that, I have also been known to call a manager over to tell them they are doing well. One thing I know is that giving compliments are just as important as dishing the complaints and when they are due they are given!

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