E.C.
I have a friend who was on CHP with her first baby last year and loved it. I have a $1500 deductible, which I met with my ob/gyn delivering and the rest was covered at 90%, but I then four days after giving birth got a rare case of post-eclampsia and ended up in ICU for 8 days and it was a whole other ball game. Even though I had met my deductible I was still responsible for 10% until I met our family out-of-pocket maximum. So needless to say we are $13,000 in medical debt right now. You never know if something out of the ordinary is going to happen. I would check it all out and see what you can qualify for. If you can do it, you pay taxes just like everyone else and until our country can fix the health insurance crisis, do what is best for you and yours.