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17

Refinance???

M.P. asks from Albuquerque

We recently found out that we need to replace our roof. We originally got out a loan on our car to pay off our debt and to use the remaining money towards the roof. H...

30

Who Would You Pay First?

S.J. asks from St. Louis

You have the money to pay off IN FULL one debt and one debt only. Which do you choose out of the two below...... Debt # 1 - Your wonderful hubby borrowed money fr...

11

Home Equity vs Another Mortgage

B.A. asks from Miami

Good morning Mamas, My husband and I are considering buying another house. We currently live in a townhouse with a small yard, but want something a little bigger wi...

14

Negotiating the Asking Price on a Vehicle

L.L. asks from Topeka

Do you,have you what was the outcome?Cash only for the vehilce no need for a loan so I think that does make a difference

13

Should We Miss a House Payment?

W.E. asks from Phoenix

You know how all of the so called "help" you hear about ... you can not get unless you are behind on your house payment or close to forclosure? I was wondering has a...

51

Just Lost My job.....pregnant W/two Kids - NEED BUDGET CUTTING IDEAS!

S.J. asks from St. Louis

I just lost my job, so our household income is now about half what it was. I am 5 months pregnant, so finding another job right now might prove challenging to say th...

9

Legal Aide

M.T. asks from Lawrence

Who would you call if you have a creditor that will not accept the amount you can afford to pay to pay off your debt? I have offered payments to an old student lo...

7

Doing a Big Addition

J.V. asks from Chicago

Hubby and had hoped to buy a bigger house last year, but with the housing market the way it is, no such luck. Our new plan is to do a massive addition on our current ...

12

Credit Card

M.W. asks from Boston

Hi Mamas, Can anyone recommend a low interest rate credit card. I haven't had one in years (I do have a debit card). Thanks a bunch and have a great weekend.

7

All Moms

A.P. asks from Atlanta

I was wondering if there was anybody out there that could give me some advice on loans. I have a 25,000 loan that I need to pay off but I am having a hard time paying...

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Answer Highlights

  • your monthly car payment in 2 answers "... take the money that you would normally be spending on your monthly car payment ..."
  • get a second opinion on the roof in 2 answers "You could also get a second opinion on the roof."
  • your student loans in 4 answers "I know you said that you can't refinance your student loans, but what about a deferment?"
  • highest interest rate in 2 answers "Whichever has the highest interest rate would be the one I would pay off first."
  • modify your loan in 2 answers "... miss a house payment in order to try to get the bank to modify your loan."