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6

Personal Loans

M.R. asks from San Francisco

I don't know too much about loans and haven't had time to go into a bank to ask. Is anyone familiar with personal loans? I have a first and second on my home and am u...

6

Should I Refinance My Mortgage?

A.D. asks from Dallas

I had a 5 yr ARM loan whish I got refinanced last year, March 2008, with 5.5%, 30yrs fixed. I pay monthly escrow with it. As rates are going down , should I refina...

13

Paying PMI....

J.G. asks from Chicago

I know, I know,we shouldn't buy a house if we don't have 20% down.. We didn't pay PMI on our first house, and I'm not really interested in paying it now...and I have ...

10

Short Sale vs Foreclosure

C.B. asks from Providence

I recently requested a short sale to the bank tgaty loan has defaulted. The idea was to attempt to not have a foreclosure on my credit. I just got a form saying that ...

24

Home Appraiser Coming Tomorrow, Help!

C.F. asks from Salt Lake City

We have a home appraiser coming tomorrow to do an appraisal on our home. We are trying to qualify for a home loan to build a fence around our yard. My questions is,...

20

Finance Issues/ Questions

L.D. asks from Phoenix

So my neighbor is crying to me for advice. So coming to u lady's. She saved $2000 for each of her children. But can't pay her bills. They are 11/14/17. She feels ...

15

Credit Card Debt

J.L. asks from Chicago

anyone have any experience with credit card consolidation? Are credit card debt is starting to be too much, and we can't use a equity loan to help may down are debt. ...

12

Question for Dave Ramsey Followers.......

C.A. asks from Atlanta

Okay Dave Ramsey followers here is my question but to give some background first. We have our $1000.00 emergency fund set up. We have three credit cards with the lowe...

11

Repossestion

M.D. asks from Phoenix

Hi Ok my husband is currently out of the country and will be for the next 2 weeks. Last night I went out to lock my truck when I realized his car was not there I call...

8

Home Loans/government Grants

D.Q. asks from Dallas

My husband & I are trying to buy our first home & I've been looking at some websites for government grants for first time homebuyers. Does anybody know of anything li...

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Answer Highlights

  • pay off the smallest debt first in 2 answers "... with the highest rate first, but Dave is right. Pay off the smallest debt first."
  • much below market value in 2 answers "Or, it's not really that much below market value... Not sure anyone can be so sure ..."
  • total money makeover in 4 answers "I second Dave Ramsey, but recommend the Total Money Makeover."
  • home equity loan in 3 answers "I mean, a home equity loan is essentially a 2nd mortgage."
  • living beyond her means in 3 answers "... close to college and that is all she's saved??? Stop living beyond her means ..."