bill consolidation

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Debt Counseling?

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I was wondering if anyone has ever used a credit counselor or gone through a debt management program? We have a sizeable amount of credit card debt & we are starting ...

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I Ask This with Humility....

C.M. asks from Portland

Hello ladies, All of us can agree that times are tough for everyone everywhere. I need so off the cuff advice from someone not my grandma. My husband and I have al...

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Should I Refinance?

T.B. asks from San Francisco

I purchased my home 6 yrs ago at a fixed rate of 6.375% for 30 yrs. My financial advisor is advising that I refinance at a new fixed rate of 5% for 30 yrs and includ...

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