Financial Problems: Toddler, Ergo

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HELP!!! Insurance Unwilling to Cover Newborn Son Based on Some 30 Day IRS Rule

First off, I'm not a Mom, but since Mom's seem to have all the good info relative to kids I'm hoping you'll let me crash the party!... I recently was made a father for the second time, and now, a couple months later my HR people are telling me that I can't have son on my insurance because its been more than 30 days. When my first son was born, 4.5 years ago, I didn't have to file any paperwork (we had United then as now). Whatever the insurance company needed they must have got from the hospital. Hardly a week after my son was born my...

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401K & Foreclosure

My husband and I are having a lot of financial struggles... since I started...