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I am really nervous. Money is really tight! We can't make the bills this month and we have been set back more and more over the last few months. I am a stay at home mom and hubby does not want me to get a job not even at night when he his home. We live sparingly already, old cars, no cable tv, all used (or given to us) clothes and toys. We drink mostly water (except the kids drink juice and milk). I try to not drive very much to keep gas down, I keep the temp low during the day.... I am even selling toys and books and other stuff on ebay to...