Discuss tips and insights on securing mortgages, managing loans, and understanding interest rates. For specific advice on your financial situation, always consult a professional.
- by systemDiscuss tips and insights on securing mortgages, managing loans, and understanding interest rates. For specific advice on your financial situation, always consult a professional. 1 post – 1 participant Read full topic
- by gandgmadoHi all. I don't work much so I can stay home with my daughter. I have great credit, but my husband does not! He is the one who works. How can we ever buy a home? I don't know if I can even apply for a mortgage with his name becasue of his credit, but […]
- by Molly_L1We have decided to sell our house, and because of the economy, will not be making a dime off of it. Since that is the case, we are going to rent a house until we save enough money for a down payment. My husband and I both are terrible at negotiating and hate doing it […]
- by bandkbadorfLong story short, my husband was laid off for 11 mths. We went to our mortgage company asking for help..Sorry about our luck.He now has a job x7 weeks, we go back to our mortgage company again for the 3rd time. They still can't help us..Yes unemployment helped pay our bills and yes we have […]
- by littlemaria7Need information on how to go about refinancing. Bought our house in 2005 but since all the house sales in our neighborhood have gone down and so has the value. What are the chances that we'll be able to refinance. 3 posts – 1 participant Read full topic
- by Sschaum001I have only been a homeowner for a year and a half and in the last year we have lost my husbands income and of course my house value has dropped a lot. Has anyone used the Making Homes Affordable Program and what is involved? Am I crazy for not at least applying? This whole […]
- by sapphiregypsy36I'm looking for advice and/or information on going thru a shortsale or foreclosure. My husband and I moved out of our condo a year ago and into a home. We both had great jobs and rented out the condo, although the rent didn't cover nearly what we owe on the mortgage payment. We paid $700 […]
- by molly_oMy husband and I need to foreclose. We dont qualify for a loan mod and our bank is not working with us to short sale our house. we can no longer afford it either because my income has been cut in half. This question mostly goes out to those of you who've already went through […]
- by bethc_9Hubby has been laid off since August. Severance pay is gone and unemployment doesn't cover the bills. He is thinking of cashing out his 401K, but I know that it comes with major taxes, and then we are left with nothing. He can't borrow from it, and I had to cash mine out when we […]
- by Mary_B13Hey Ladies! My husband and I are looking to refinance our house in Rhode Island. Can anyone recommend who to go through for it? Is it better to go through someone locally or one of the big companies like East-West? Not sure where would be the best to go through. Thanks! 4 posts – 1 […]
- by SuzyQuzyWe just bought a house, and are looking at the possibility of doing the program where you pay every two weeks and end up making a 13th payment each year. In the past, our bank has offered this to us. The bank we are with now does not. We have a paper from Nationwide Biweekly […]
- by raerae327has anyone been thru a shortsale that they wish they did things differently? advice? regrets? we are thinking thinking of short sale and want to do the right thing! 5 posts – 1 participant Read full topic
- by chrisdeatnHi. We're trying to refinance or get a home equity loan to buy a car and the mortgage broker who was recommended to me hasn't returned my call. Does anyone have someone they've worked with that they like and is responsive? We live in South St. Louis City. Thanks. 4 posts – 1 participant Read […]
- by Retta1What should I/do I need to know about a Home Equity Loan before my husband and I get one? We have to replace our roof on the back of our house…slow water leak that has now caused the ceiling to collapse in one area and sag in another. We have been putting off getting it […]
- by emahs_2003My hubby and i are looking to refinance our house. well we ahve gone through a few companies and they say we cant b/c of his pay cut he took this year. a friend told me about something where obama had help for families about to loose their home. i tried looking ti up found […]
- by Amy_K1Hello, Anyone have a recommendation of a mortgage company/lender who can work with a lower credit score, no down payment, etc.? I would love to purchase my first home and get in on the $8000 credit if it is even possible before the November deadline. Any advice? I am in Minneapolis. 8 posts – 1 […]
- by vmarch3I am wanting to refinance our 1st and 2nd mortgages into one pymt hopefully at a lower interest rate!! our 1st mtg is at 6% and our 2nd is at a whopping 9.3% Has anyone recently financed with a reputable mortgage company they are happy with? I am considering contacting James B. Nutter, but I […]
- by gibbonshomeWe are considering refinancing our home. We currently have a 30-year fixed, and are looking to keep the same terms, a 30-year fixed. We have a legitimate offer from our own current mortgage holder. I'm just wondering if the rate couldn't be just a little better. If you have a 15-year or 30-year fixed mortgage, […]
- by ereagan9Does anyone have a great lawyer to recommend for fighting our lender for a proper loan modification? They are completely impossible and I worry that Acorn Housing won't be able to help us either as I just got them on board to help as well. Long story but we can afford our home if they […]
- by Annette_Ramos_ErkanHello ladies, I know this is an inquiry non related to moms but I do need help and this has always been a fantastic source of information. I have been going through my files. I've been shredding old files I feel are too old to bother keeping. I would like to know what is the […]