Debt & Debt Consolidation

Explore strategies for managing debt, debt consolidation options, and personal stories of overcoming financial challenges. For personalized advice, always consult a financial professional.

  • by system
    Explore strategies for managing debt, debt consolidation options, and personal stories of overcoming financial challenges. For personalized advice, always consult a financial professional. 1 post – 1 participant Read full topic
  • by cdebrizzo
    I have a large amount of credit card debt and I am wondering if anyone has used a debt consolidation company and had a good experience with them? anyone had bad experiences please share too! Any advice would be helpful. Thank you. 7 posts – 1 participant Read full topic
  • by katie.kroener
    Another question…Here is the situation. My husband and I….well, mostly me, actually…are in a terrible amount of debt. We have a meager savings, but otherwise, are living paycheck to paycheck. Between my student loans and credit card payments, we are paying over $1500 a month. We can make the minimums, but are not getting ahead […]
  • by Jennifer_P
    Has anyone used his program? How did it work for you? Would you reccommend it? 2 posts – 1 participant Read full topic
  • by L_LL
    Hi Moms, my husband and I are looking for advice on the best company anyone may know or has used that would help use to get DEPT FREE. We want to consolidate all our credit cards to ONE LOW monthly payment and lower our interest rate. I know that we will NOT be able to […]
  • by TD_2
    Hi Moms. I just came across a website that helps eliminate your debt faster than "you" would usually. Basically the program will teach you to manage and eliminate your debt years earlier by paying a little extra than what you are aready paying. It talks about compound interest and how to minimize it yet paying […]
  • by Alicia_Gowen
    Does anyone know what company is good at fixing your credit? I know that most of the signs on the side of the road are a scam and I know that most that are online and on the tv adds are scams but where do you go to get help? I mean do you go […]
  • by timtedesco
    Has anybody ever used a debt management program od done a debt settlement? 9 posts – 1 participant Read full topic
  • by courtney.casas
    Hey girls…My husband and I are really trying to improve our credit and get some things paid off. We're looking to do debt consolidation, but we're not real sure who to contact or where to start. Any suggestions on a good company or bank to go with? What are your thoughts on debt consolidation? 10 […]
  • by happy_mom_of_2
    Has anyone followed Dave Rasmey steps on getting out of debt? I have watched his show and was reading about his books. Has anyone been to his classes or seminars? We are in debt and I need to start and get out of it! Thanks 13 posts – 1 participant Read full topic
  • by Acadia
    Has anyone tried Transforming Debt into Wealth or any other method of reducing debt quickly? Are any legit? Do they work? Which ones specifically? So what are the more conservative and legal routes to getting out of debt. What has worked for you? 11 posts – 1 participant Read full topic
  • by Teresa_Aguilar
    Hi, Does anyone know of a good Bankruptcy Lawyer in Santa Ana, Fountain Valley, Irvine, Costa Mesa or Tustin? Thanks Teresa 6 posts – 1 participant Read full topic
  • by rita.mcgrath78
    One quick question, can you use Dave Ramsey if you are already behind on paying things? For instance, a lot of people on here have said they were struggling but weren't really behind on anything, just stretched thin. What if several small credit cards (totaling about $2000) are all in collections already. Does Dave help […]
  • by rita.mcgrath78
    Ok, I have an issue. Most will say it's a good issue to have and I should thank my lucky stars…and I AM lucky. However I need help. Here's the deal… I have a great job. For the sake of explaining this, I'll just come right out and explain that my hubby is in school, […]
  • by jlvargas1
    I would like to know if anyone else has tried consolidating or lowering the credit debt w/these agencies that supposedly have gov't support to reduce your debt. I am not late on our credit cards, have been paying just a few $ above min. We were late on mtgs only but pmnt still too high. […]
  • by Jenjajane
    So, here's the issue, my husband is great, but lately I've been noticing lots of extra charges to our credit card the he hasn't informed me about in anyway (which he usually does without me asking). I really wouldn't complain, but it's on food items and it's coming to 25 dollars a week! We really […]
  • by dreherfamily
    I am embaressed to even talk about this subject. But here goes…. My husband and I have gotten into a lot of debt and we have been trying to figure out ways to get rid of it … and quick! It is killing us each paycheck, as we are living paycheck to paycheck (which we […]
  • by professionalmichelle
    We dont have the greatest credit. Can anyone suggest a 'credit repair' agency- or an alternative? Thanks! 3 posts – 1 participant Read full topic
  • by Arismama03
    I have been trying to do the Dave Ramsey Method on my own but would like to get his books and stuff as well. To completely focus on paying off debt. I just don't have the extra money for the stuff at the moment. I have searched craigslist but not much luck. Anyone have any […]
  • by stephl12906
    I am looking for soem help with getting my financial situation under control. I feel like we are drowning in credit card bills, home bills and mortgage bills. Does anyone have any ideas or suggestions on how to consolidate the bills or any part time jobs avaliable for a mother of one. I really need […]
Scroll to Top