Share tips on managing credit, understanding credit scores, and choosing the right credit cards. For specific financial advice, always consult a credit expert or financial advisor.
- by systemShare tips on managing credit, understanding credit scores, and choosing the right credit cards. For specific financial advice, always consult a credit expert or financial advisor. 1 post – 1 participant Read full topic
- by Gina_THi all. Over the past 2 years my husband and I have had our fair share of problems come our way – medical issues, dental surgery, car repair after car repair, THEN a car accident with a totalled car, and house repairs. I also only work part time so we have little money coming in […]
- by Colleen_CHi all – Like everybody else, my credit card company wanted to raise my interest rate. I chose the option to keep my low rate any they just wont renew my card after the expiration date. But now, I need to shop for a credit card. My bank has so-so rates and I didnt see […]
- by Jean_CMy husband has been taking care of the bills for are whole marriage. Now I am finding out we have some credit cards with high balances and interest rates that is making it impossible to pay them off. Any advice. Thanks. Jean 8 posts – 1 participant Read full topic
- by cookiegirl77My husband works for a saturn dealership and well since penske pulled out of the deal he will be out of a job soon. Well we need to get our credit card bills lowered before we get into a piokle. If anyone can recommend a good place we can go to get help with this […]
- by Judi_YI have been reading Dave Ramsey's book, Total Money Management, and have a couple of questions. 1) One of Dave's recommendations is to get rid of all credit cards. We pay our cc's off each month, and I like the main card's website as it categorizes the transactions and we get a little cash back. […]
- by Cory_WLadies, I am at my wits right now recieving collection calls day and night. My situation is after quiting my "I hate this Company" job and going back to school for my MBA in project Management and having a son in the midst of it all I can't find a JOB! I did work for […]
- by cwells14Hello Mommies! I need some advice ladies. I am a stay at home mom to a 2 year old little girl. I am new to staying at home and I find myself spending alot of money due to boredom. I get a weekly allowence from my husband and it is plenty for me and my […]
- by lmevolaHello. I am just interested in hearing anything you ladies have done to help with your credit card debt. I have quite a bit built up on my card. I am able to make minimum payments but that is about it. Has anyone tried to settle with a credit card company for a lesser amount? […]
- by Single_Mom_GOK…I'm pretty upset right now so I hope this comes out right. I'm really good about checking my credit reports every year & making sure that the information is correct. Last year there were several things on my report that I had never seen before. I wrote letters to the agency's disputing & asking for […]
- by brownshugatMy husband and I are planning to refinance our home within the next 90 days. However we would like to increase our credit scores as much as possible within these 90 days and our thought is to do it by paying down/off credit cards. We have 6 credit cards that we share. Would it be […]
- by 3boysand3girlsI ordered the total money makeover and it will be here late this week. But, I wanted to get a head start since Friday is payday and thats when I want to begin. I have a few questions.. How many categories are there envelopes for? Also, does he tell you what % to use for […]
- by Sarahjames_Jhi guys i need to open a secure credit card so i would love to get some refferals and feedback from you guys. thanks a lot 6 posts – 1 participant Read full topic
- by sabrinasanders77*I APPRICIATE ALL THE FEEDBACK, BUT GOT LAID OFF THE VERY DAY OF THE REQUEST. PLEASE KEEP MYSELF AND MY FAMILY IN YOUR PRAYERS THAT GOD WILL GUIDE ME IN THE RIGHT DIRECTION*Alright ladies, I don't know what I did without all your helpful advise before now! I am current on my car, home, electric, […]
- by larrendaI know I have noone to blame for my problems except for myself. I was having some financial difficulty with my credit card bills. particularly citi-bank. I had made a finanacial arrangement with them and they were to take monthly payments out of my account at a reduced interest agreement ( they were desperate for […]
- by jsimmons0408I would love to get rid of my credit card debt. Which is the best way to do this? I have heard two different ways. One way was to start with the lowest balance and pay the minimum on the rest. Another way I have read was to start with the highest APR%. I would […]
- by montalvo5Last year was a rough year financially for us. We lost income and got behind in all of our bills. I finally stopped paying our credit cardsto catch up on our house,truck and utilities. We finally are almost caught up,but still not paying all our credit cards. When I look at how much money is […]
- by lissao85i was wondering if anyone knows of a good credit starter credit card with low interest and apr. and also a good credit limit?? please let me know. thanks. 20 posts – 1 participant Read full topic
- by sramirez0825Am having problems my husband got laid off and we have credit cards we need to pay but my problem is I don't make enough to pay my bills and credit cards what should I do people I talked to say do bother paying them back but I don't want a bad credit please help […]
- by Amy_E3I was wondering if anyone knew of credit cards besides discover (they are not taken everywhere or I would get this one)where you can earn money back. I do not have any credit cards just 1 linked with checking account. I want to get a seperate one for business, visa or mastercard. 5 posts – […]