How I regret not starting my own troop. Most leaders last two years and now I am a leader. We are finally doing some FUN things, but there is a lot of boring bookwork which I would not do. The Journeys are hideous if you spend the meetings reading the books together.
It totally depends on the leaders what your experience will be. It is not as stressful as some moms make it. For one thing, don't sell cookies or nuts. Get someone or a business to sponsor the troop at $250 per year. Or have dues of $20 per child. Cookies sell for 3.50 per box and your troop gets 35 cents. If you sell enough, you might get 5 more cents plus some prizes. So not worth it to me.
Accept only girls in ONE grade, your daughter's grade. Do not accept K and 1, both Daisies this year. Next year the 1st graders become Brownies and you will have to juggle two curriculums. A group of kids in multiple grades is impossible. I was in one of those troops. No one was happy.
Also, limit it to girls at your school. That ensures you KNOW them or can get to know them. We have a girl who comes from across town, we never see her except at meetings, and the girls don't know her either.
She simply does not participate like locals do.
Leaders decide day, time, and location of meeting. Then you invite the girls. Be clear and firm. Do not allow council, parents, or kids to pressure you into accepting other girls. Say no.
Another thing is many moms will want to bring other kids and hang out. This is disruptive and against the rules. Only moms who join and pass the background check may stay.
Some moms want it to be their social hour and used half the meeting room as their therapy session. Inappropriate and the leader had a hard time getting them to stop. It took three discussions. Meetings were interrupted, kids were running around, and the leader nearly quit. Boundaries from the beginning eliminate and prevent such nonsense.
Siblings/tagalongs are not allowed. I would have the meeting at school, right after school, if you could. Then make it clear that parents are to pick up the girls in the front lobby at 4:30 or whatever unless they arranged daycare with the provider at school. in some troops.
You can choose to meet over the summer or not. It was fun to have a pool party, to hike, and such. We had time to do some longer activities.
Have fun and enjoy it. You and your daughter will have wonderful memories. Don't let things stress you out. Makingfriends.com and other sites are excellent resources. Experienced leaders will help you.
As for the money, I asked relatives to sponsor our troop. One wrote a check for $300 per year. It cost me nothing. If you don't know anyone you could ask, the badges are our biggest expense. Simply require parents to pay for their own badges.
I asked other leaders. The money spent was for crafts and food to make snacks. They spent from $50-300 per year. Most said they asked parents to chip in. No one should finance their own troop unless you are willing and able to do it.