What I'd do is ask her, what do you plan to do w/the horse & the lessons? I wouldn't ask casually, I just sit her down & just talk w/her about it. That way you can help her know that you understand she'd like to have a horse but she can understand that you accept her wants but also that you're serious about wanting to make sure to make the right decision whether to lease or buy. Ask her is she going to make a good run of it? Does she want to do competitions which may lead to other or bigger things? Is she riding western or English? If western what are her interests? Is she doing rodeo or reining? How about mounted shooting (they use blanks) which is a VERY up & coming popular event & competition. If English, what is her plans for that? What I'd do is ask her this first then wait for her to answer. If she just says "going to ride it" when you ask her what she's going to do w/the horse, ask for more in depth answer w/the above suggested questions. That should tell you if she's just 'wanting a horse' to say she has one or if she really needs a horse to further her lessons & training. If she's planning to ride for a while then you can see about leasing a horse to start. You can ask about it at the place she takes lessons. If you can lease a horse, you all can see how it will progress w/o having to buy one just yet. W/a lease, there IS a commitment but not complete ownership. W/leasing a horse, she has an agreement w/the horses owner to allow her to ride & take care of the horse on her days of the week she gets to ride it. It will give her a sense of how to take care of the horse at the same time riding it & it'd be 'her' horse for her days of the week agreed upon. You can also see if she'd like to help out w/a farm or stable taking care of the horses, helping w/chores which would also help her see how much work is involved w/taking care of horses. Another thing to consider if you go ahead & buy, are you planning to keep the horse at your place or board the horse? If boarding, that will be another expense to consider, otherwise will you be using her horse for the lessons (aka: transporting the horse back & forth to the lessons) or will she keep using a schooling horse then just practice on her own horse at home? There are a number of things to consider. I too always wanted a horse but my older sister was the only one to be allowed the priviledge. I still pine to own my own horse, even as an adult, and HAVE been looking but just can't afford all what it takes unless I board it & take lessons too. I'm mentioning that b/c even as an adult I may have to lease a horse at first due to the expense but I've also been doing my research on anything & everything on horse ownership so if & when the time does present itself that I can own my own horse, I can be more prepared. You can also do that w/your daughter, research online for anything & everything on horse ownership & take someone w/you, like her instructor, when you look at a horse. Don't take the first one you look at unless you know it is THE horse. A lot of websites have listings like www.equine.com or www.equinehits.com or www.equinenow.com or www.horseclicks.com or www.dreamhorse.com all have catagories to choose your horse including their temperment 1-10. I wouldn't get a horse w/a temperment higher than 3 for a beginner unless she's progressed in her riding enough to handle more but do keep in mind though, temperment differs in being a beginner horse or more advanced horse also b/c a horse can have a great docile temper but be a more spirited ride so you should ask a lot of questions, & CHECK the horse out, take a fresh, unopened coke can or bottle & open it up in front of the horse, slap your leg suddenly or make a sudden move, make loud noises like a sneeze or cogh, clearing the throat, etc to see it's reaction. Ask the owner if they have a dog or take a dog to see the horse's reaction to that, a lot of times a horse can be used to a dog they know but a strange dog they don't know may have a different reaction. Ask to see the horse brought out, loaded/unloaded, tied up, bathed, ground manners, lunged on the ground, tacked up/down. Ask to first see it ridden in the ring then outside the ring. Ask if the horse has been ridden down the road or on the trail. Ask WHERE on the trail? Near home each time on the same trail or different trails at different locations? This is to find out how it is in different or new locations. Is it traffic safe, ask to ride down the road w/someone along side. How is it around ATVs or other loud machines? If the horse is out & tied up when you get there, is it calm or is it snorting or pawing the ground aggressively? Is it restless? If so, I'd just explain to the owner that the horse seems to be too high spirited for your needs (if that is the case unless your daughter can handle more advance type horse) but also, a lot of times if the horse is being fed something like 'sweet feed' and/or alfalfa hay then that's like giving sugar to a young child, it does the same thing w/horses, makes them hyper so if that may be the case, it'd probably calm down by changing it's feed or just switching to grass or coastal hay only w/some feed supplement if needed. You didn't say what level of riding your daughter is so I'm just mentioning beginner level stuff just to mention what you should look for or ask. I'd also look for an older horse, around 12 or older b/c they usually have 'been around' & are more calm riding horses, more 'seasoned' in a lot of cases. I think older is better sometimes. Even 14 to start is better a lot of the times. It's old enough to possibly be more seasoned but yet young enough to possibly have a lot of riding years left. Other things to consider is has the horse been shown before? How does it behave in the show or rodeo environment? Farrier visits for either shoeing or trimming every 6 weeks, worming every couple of months, shots, teeth floated (leveled out), sheath cleaning twice a year if it's a male horse. A lot more things to consider than what a person might think. Have her ask her trainer things about taking care of horses if she hasn't already. As far as music lessons, was that just a general question that included owning a horse? If she's interested in music lessons, ask her what she wants to do, sing or play an instrument? If an instrument, there are a great many good used instruments in the paper for sale or on Ebay. I'm a musician & can help you w/the buying process if you need, just ask me, I'd be more than happy to help give advice on instrument brand names & types, etc. I hope these suggestions help you & wish you the best of luck.