S.G.
When they're 25 and they carry their own insurance!! If the teens who want drive are responsible ( and don't have access to any alcohol or drugs)try letting them go out for a brief time during the day and set a curfew. If they can handle that, extend the privledge.
Most kids are not ready to handle the responsibity. My son who is 22 now...is STILL EXCLUDED from our insurance for very poor driving choices while in his teens. There is evidence that the brain is not fully wired to handle quick responses and does not have the ability to judge what is dangerous behavior. This is why teens think they are invincible! Missouri has a graduated system...you get more priviledges with age. We all need to teach our kids that driving is a priviledge, not a right. More parents should be willing to drive our kids around for a few more years, for our safety and theirs! Good Luck!