When I say I'm broke it means I have hundreds due on all my utilities and I'm paying every dime towards them and just keeping them on, barely. I'm buying only the food we need and not driving because we don't have gas. I will always have people paying me at the beginning and end of every week. But it's such a pitiful small amount of money I don't always have the money to pay any towards the utilities if I buy groceries or we have to make due with what we have to eat at home, even if it doesn't go together or make much sense. To me that's broke. When I'm maxing my credit cards to keep food on the table or maxing out a card to avoid shut off....I'm broke. That's my life in daycare. I love what I do. But it's a just get buy business.
However...I'm trying to avoid using this word. I can't believe how deeply ingrained it is into me. I get kids I don't expect for a weekend or a week or two when some other provider goes on vacation. God brings me what I need just in time to NOT get anything shut off. I've had many shut off notices. It's been years since I had all the utilities paid at once and I'm waiting earnestly to get through this next 6 months when my van will finally get paid. I refuse to talk to that bank. I pay my van payment in weekly chunks so that if I get behind it's not more than a little bit and never more than 30 days late. They can't put anything on the credit report. But every month the bill says I'm overdue even though by the time it comes I've already sent the last bit of last months payment. I've paid the utilities this way too for so long that it would take at least 2000 dollars to get me caught up and it likely would not last long. I've had extra money like that 3 times in the last couple of years and every time something major breaks or I end up spending it on something that's been on the wish list for too dang long.
I work 7 days per week, 24 hours per day. I lived on the floor of my fathers mechanic shop when I was a kid and I slept in our car with my husband when we first came to KC. I've lived on fried potatoes and ketchup for weeks. I do know what the proper use of broke is.
I can't go to the doctor. There's no way I'm trading the co-payment for getting some utility shut off. So when I put my back out this last week I downed an entire bottle of ibuprofen in 3 days. I know, not smart. But I was in so much pain and there wasn't any other option.
The pastors I watch on tv say that we are what we say we are. So if we go around saying we are broke we will stay broke. They say that it's biblical....and they do have plenty of references to prove it.... we are supposed to go around saying we are rich. I think they may be right. I just don't know how to say those words. What would anyone else think if I said I was rich? My daycare parents already resent me for what I charge them and try their darndest at times to get me to reduce their pay. If I said I was rich I think that they would all take a hike. Every time we do some work on our property (which husband pays for), I get to listen to snide remarks about how much THEY are paying for our property. If I buy a new couch, which I need every 5 years because their kids wear mine out...I get to hear how much THEY are paying for my things. Not every parent acts like that. But many do.