S.S.
It sounds like in addition to sucking her thumb that she thrusts her tongue. I have personal experience with overbites, and have never seen speech issues due only to the buck teeth, which leads me to think she is thrusting.
Tongue thrusting is something a logopedic specialist can help her with. They will teach her how to use her tongue differently, which will also help reduce her overbite when her adult teeth come in.
On a side note, the lisp will give her a wonderful Madrid accent, considered very classy in some circles.