J.M.
Hi S.,
When I refinanced my home, I ended up doing it through my bank (Citizens Bank). I got a much better rate and avoided a lot of the fees that mortgage companies charge. The only downside is that I had to do a 20 year loan because at the time they didn't offer 30 year loans and they don't take out money for taxes, so you have to pay your realestate taxes yourself. I have also in the past used GMAC mortgage and had good luck with them.
J.
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