J.L.
Please be very careful in selecting a homebirth midwife. There are many wonderful ones in our area and a very few, who have gotten very bad reports recently, and I'm sorry to say that Judy Luce is one of the latter--you are potentially putting your and your child's life in this person's hands, so please be very careful. I recommend you read the referrals posted on the Berkeley Parents Network website which will hopefully include some of the recent posts that talked about this. My midwife was Amrit Khalsa and she is wonderful, highly skilled with years of experience as an OB nurse in addition to decades of homebirths, and I highly recommend her; her contact info should be on the Bay Area homebirth collective site. There's also a homebirth families group associated with that site, you could post the same questions to that group, as others have done (might be an archive there too). I don't know about MediCal but insurance does not usually reimburse for homebirths and, in our area, most ob/gyns will not work with patients who are planning a homebirth, so I recommend you do your research before approaching your ob/gyn, insurance and the rest of the system. Good luck!