D.:
You are actually hurting your A/C - which will cost you BIG BUCKS down the road. You are also wasting money as it will take longer for the AC to cool your home down if you continually turn it on and off.
Set your A/C thermostat at 80 degrees - to me that's warm - but it will only come on when the house is over 80 degrees inside.
There are many ways you can save money instead of making everyone in the house uncomfortable. Your A/C - if it's not over 7 years old - IS energy efficient.
Open the windows in the AM to let the cool morning air in. By 10AM close the windows and the drapes - to keep the sun out - it will help keep it cooler.
Ensure that you have a working fan in your attic. If you don't - OUCH!!! You are hurting your home - your attic gets VERY hot. the attic fan will push/suck the air OUT of the attic. If you don't do this - you are also seriously cutting into the life of your roofing.
Use fans throughout the house. This will help circulate the air.
ensure you are dressed properly for the season as well. During the winter you can layer up. However, keep in mind - if you are trying sooo hard to save energy - you may be killing your home. If you let a home get too cold in the winter you can burst water pipes - thus leading to the loss of your personal belongings, etc. As I said earlier - keeping your home too hot will damage it in the long run - roofing, etc.
you live in CA - get solar screens on your windows - this will help keep your home cool in the summer and warm in the winter. Use solar panels on your roof - create your own energy.
If you are just trying to save money - you are actually spending more because you are making your systems work harder than they should.