I just got married a week and 1/2 ago (just now back from the honeymoon), just had the chance to look at our wedding photos and I couldn't be happier. I am in the party planning business and believe that the quote you are getting is pretty main stream for WEDDING photographers. Unfortunately, not all brides want a pre-planned package (I know we didn't as I wanted to be the one in control of what pictures were taken, when they were taken and how they were taken).
All that said, I stumbled upon a wonderful photographer whom I absolutely LOVE. She is an independent contractor and is incredibly flexible. She takes the time to get to know you and your fiance and all your wants, needs and likes and then tailors her approach to your wedding to those specifics. She takes GREAT photos and is INCREDIBLY inexpensive!!!
Her name is Jackie Boldt and her website is www.jackieboldtphotography.com. She also has a blog where she posts information on what she is doing and backs it up with some representative photos (a couple of my wedding are there right now): http://www.jackieboldtphotography.com/blog.
Good luck with your decision. Here's to a wonderfully captured event.
M.