Looking for Health Insurance

Updated on November 11, 2008
G.B. asks from Humble, TX
10 answers

I am looking for a good health insurance. Id prefer if it was for family. My mom is sick and im pregnant with two children. Please help.

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M.R.

answers from Houston on

G.,
This is a 'not so fun' way to go, but as the other women suggested about CHIPS. Medicaid would probably be for you. Depending on income, which you do not have, but you would have to show proof of everyone who lives with you, i.e. your mother's paycheck stub. You probably would qualify for Medicaid. With Medicaid you are COMPLETELY covered for delivery of your baby and with your children you would NEVER see a doctor's bill. Medicaid pays for EVERYTHING(medical, dental,vision, prescriptions). I had to get on it when I was pregnant with my third child due to an unforeseen job loss. It was such a blessing and relief that I did not know was available. There are awesome doctors depending on the insurance plan you decide to go with through the plan. If you want to talk more in depth, I would be glad to share more with you because the process is slightly confusing and overwhelming, but well worth it for you and your children in a time of need. They will also cover you for the first three months after delivery of the baby and offer to tie your tubes in that 3 month period if you wanted it! The baby will qualify right from birth and stay on it as long as you keep filling out the necessary paperwork in the time frame that the state needs it.....BLAH*BLAH*BLAH* If you want to talk more, here is my information:
____@____.com or call me ###-###-####

I am not embarrassed about the fact that I had to do this, but grateful I got the help I needed at a time that I needed it most. Life has its up and down moments or valleys and peaks, so NOBODY has a right to judge. STUFF HAPPENS and I never would have had my eyes opened to this until the day came that I had to face it!

Take Care and Be Blessed in His Love,
M.

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C.S.

answers from Houston on

Hi G.,
My name is Connie and I am a licensed independent health insurance agent. I do represent several different companies that include Humana, Aetna, Blue Cross, etc. I live in the Katy area but go to different areas in Houston. I would be happy to discuss your options with no obligations over the phone. My number is ###-###-####. Hope to speak with you soon.

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P.H.

answers from Houston on

Hello G. B,

My name is P. Huebner. I'm a Life Insurance specalist with Farmers'--RJF Group Insurance Agency. Planning is your best protection against the unexpected--don't wait until it's too late... My e-mail address is:

____@____.com

I would like to assist you with your Life insurance needs for your family. Please feel free to contact me @ ###-###-#### for a free quote. My responsibility is excellent service and to be an advocate for you; help develop a strategy that meets your family's needs.

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C.M.

answers from San Antonio on

Have you checked into the CHIP program. It is health insurance for children but I believe they will cover you too if you are pregnant. It is based on you income so you would have to qualify. If you google it I am sure you could find some info. Good luck!

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B.J.

answers from College Station on

G.,

As Cerise said, do look into the CHIP program. Also, if you don't have much income, you might qualify for Medicaid for both you and your children. You might check into whether your mother is eligible for Medicare or SSI disability assistance.

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S.M.

answers from Sherman on

Go to your local health clinic or health clinic and ask about OEPIC. I have it and I only pay $8.85 a month. They go off what you make.

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M.L.

answers from Houston on

My kids are insured under Blue Cross Blue Shield. Each child has her own plan.

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B.G.

answers from San Angelo on

Talk with several differnt insurance agents. Mostly independants. They usually carry more than one carrier. There are not many health insurance carriers that will take a pregnant woman and or existing health issues without a waiver on those illness for up to five years. Also check with your state government. There are some states that carry that kind of insurance. Good Luck!

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K.F.

answers from San Antonio on

hi!
my hubby recently quit his job and we were looking too. our pediatrician's office manager (they handle all that billing/insurance stuff) recommended humana and we researched it and went with it. the state program CHIP is there for the children, we tried to get it but we had too much income to qualify. ask your OB's office or the kids' pediatrician office. they can recommend companies that they already accept so you won't have to change doctors. go online to the different companies and research private insurance. or just go to the website, get their number and call them. my hubby spent a LOT of time on the phone with the people at these places and we weren't even policyholders. they were all very nice and if they couldn't help us, often they could recommend another company, so we could follow the trail that way. Make sure you find someone who will cover you and your baby, as well as your kids' well visits and shots. i think many have provisions for household members (like your mom), but we didn't have that, so i'm not sure. good luck!

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W.W.

answers from Austin on

Tami Dove, of Dove Insurance, has been a God-send for our family. Every year she finds us the most affordable health plan and finds one to fit our needs. We have 3 different health insurance plans, but it's the only way we can afford it. Her web site offers instant health insurance quotes too:

http://www.doveinsure.com/
Dove Insure
12012 Technology Blvd. Suite 101 Austin, TX 78727
Phone : ###-###-#### (option 1)
Email : ____@____.com

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