I used cloth diapers through 3 kids, including one horrible year when they were all in diapers at the same time. We never used a service, partially for monetary reasons but mostly environmental ones (why use cloth diapers to save the environment and then add bleach and all that gas into the equation?) It is a lot of extra laundry, of course, which does wear on a machine, but is not particularly hard laundry.
Here's what we did: we got the covers from Baby Bunz online (those were the cheapest we found, and after many years of using the vaunted "Nikki" covers decided they weren't superior). I had about 8-10 covers per kid--you can use them a bunch of times before they need to be washed, and three dozen of the preshaped unbleached diapers from natural baby company (I don't know if they still exist). The preshaped ones were great because there was no folding, but folding isn't hard... you put the diaper in the cover, velcro it on, and it's not much different from a disposable. Once the kids were on solid food, we'd shake the poop into the toilet, but before that, or with wet diapers, they just went into a diaper pail with a nylon laundry bag liner, which got washed along with the diapers every four or five days (and more frequently in that horrible year). The covers must be washed separately on delicate and with delicate soap--we used Ecover's Delicate wash.
Here's the disadvantage to cloth diapers: if you don't change them, they leak. They take up a lot of room in the diaper bag. But though diapers aren't the biggest environmental deal--not driving and not eating meat will go a lot further in protecting the world our kids are going to live in--it does feel good to make a small stand that saves a whole fistful of dollars. Plus, if you hang the diapers out to dry in your yard, you really get moral superiority points for something that isn't all that hard.
Good luck with the baby!