P.O.
I've recently started using a community resource called Zoints. Funny name, but nice idea. It's free to register: http://zoints.com/register.z and you can create a photo album discussion area and blogs. I've only begun with mine, so there's not much to look at, but if you pm me, I'll give you the link. I believe that your address is public, though, as I got a "comment" on my site a few days after creating it from someone in hawaii... don't know if that would be a concern as you are hoping this would be your daughter's site, but just know that while you don't have to have an account to see it - good for grandparents and such... anyone can browse the directory (from what I can tell). I haven't found a way to not be in the directory yet (if it's possible).
Oh, and you can get referral points that eventually get you things like more space for your photos, so if you do decide to sign up, please let me know so I can give you my referral link (just found this today looking for the directory settings!).
Of course, there's always things like yahoo photos where you can keep picture albums. Or Flikr (http://www.flickr.com/) where you can make spiffy albums.
Also, Microsoft has an offering right now, if you want to put more work into it at http://office.microsoft.com/en-us/officelive/FX1014651310... click on the "Office Live Basics"... technically, this is for small businesses, but it's free and what do they care what you use it for? It does require knowing a little bit more about website design, but it sounds like that might be right up your alley.
Good luck and if I find anything else, I'll let you know.
P.
