I don tknow about Michigan but here in some on the town in Central Texas the HUD and the city get together and have a program where they loan low income "elderly" at a reduced rate. They have rules - such as they cant sell the house for a certain number of years, or rent it out or have someone else move in with them. If the cost of repairs is $30,000 the home owner is responsible for 10% I think over 3 years or 2 years so the payments are low.
Call they City of Killeen here in Texas and ask them the name of their program and tehn call up in Michigan and see if they have something similar and if not - it might be something worth while for them to look into.
Good luck
Updated
I don tknow about Michigan but here in some on the town in Central Texas the HUD and the city get together and have a program where they loan low income "elderly" at a reduced rate. They have rules - such as they cant sell the house for a certain number of years, or rent it out or have someone else move in with them. If the cost of repairs is $30,000 the home owner is responsible for 10% I think over 3 years or 2 years so the payments are low.
Call they City of Killeen here in Texas and ask them the name of their program and tehn call up in Michigan and see if they have something similar and if not - it might be something worth while for them to look into.
Good luck