.... child care Moms, don't get paid much... as you have observed....and per if they are advertising on Craig's List. Or the parents wanting childcare.... don't want to pay much.
That is because, people want childcare but don't want to pay much.
But, childcare Moms, often get paid less than a super low level job... and we do not get any 'benefits' nor sick leave nor vacation pay.
But are, of course, expected to be on-call etc. The child-care Moms offering services... are doing it just to make a little extra money.... without necessarily being "licensed" or have a business license.... so that is also why.... they may be charging next to 'nothing'.... for their services.
AND... there is no telling, that if the parents are claiming that Mom-Childcare... on their taxes... or just being paid under the table....
So... you need to speak to this woman... about that. If she is going to claim you on her taxes... because then you need a 'business' license... I believe.....
I did childcare, in my home, for 2.5 years.
I charged a Flat-Rate, per month, paid regardless if they/the child showed up or not. (BECAUSE, even if they did not show up... "I" had to leave that space open for them). For me, charging a flat-rate, was just less hassle.
In my area.... well as far as the Moms I know... they also pay a flat-monthly rate. Back when I did it (about 4 years ago), in-home child care in your home.... was about $600/month. This was for 1 child. Additional children from the same family, got a reduced rate, for that additional child....
For the women I know that paid 'hourly'.... they paid a MINIMUM of $10/hour. For their 1 child. And is the usual.... AND if they were late in picking up their child.... they got charged $5 per additional 15 minutes of being late.....
Night-time child-care, in their home... I don't know the going rate for that.
The lowest "I" would take, per my area.... is $10/hour.
IF I chose to charge, hourly.....
AND, you need to see if "YOU" have to provide all meals/snacks for her children... or if she is going to do that.
AND... I assume... you will need to do 'homework' with her kids... too???
all the best,
Susan