K.F.
Why are you only worried about getting a ticket if caught....you baby would drown if your boat got in an accident and she doesn't have a coast guard approved life jacket on (Especially in a car seat, she'd go under and you'd never get her). I believe the coast guard approved jackets start at 15 lbs, until then it is not safe to have your baby in the boat under any circumstances. I'm not trying to lecure you, but it really is NOT safe for a baby that young to be in a boat. Next summer she will be plenty big enough to fit in a life jacket and your family can have loads of fun! Try and be patient.