D.C.
First of all congrats on being 5'3 and 130. I am 5'3 and 165 so I look like an umpa lumpa (working on that). Anyway, it's hard to say whether or not you will lose your belly fat because everyone has different chemistry. What would work for one person may not work for you and vice versa. I would say talk with your doctor and see how much is extra weight versus how much is stretched out skin that can't be worked out no matter what. That's my issue. My stomach grew extremely large when I was pregnant with both of my children and so now I have a lot of skin that will never go away. My doctor said in order to get rid of it, i'd have to have a tummy tuck which is not an option for me. Not a fan of cosmetic surgery. So I chalk it up as part of the price of having big babies. Anyway, what is working for me is an hour workout, three times a week with lots of water. Ideally I would like to work out more but from what I understand, for your body to even respond to working out effectively, you have to work out at least three times a week at a minimum of 30 minutes. And you have to change up your routine every few months because your muscles get used to the routine and the routine becomes less effective. Good luck, I hope you achieve your ideal goal.