Anybody Delt with Section 8 Housing?

Updated on June 25, 2011
A.A. asks from Nashville, TN
8 answers

I recently lost my husband and we have a 2 1/2 year old girl and im pregnant with our 2nd baby due in Sept. I am staying with my parents for the time being until i have my baby and get everything caught up. The only income we will have is his social security until i get my 1st child in school then i will start to work and put my 2nd in daycare. That way im not paying everything to daycare and i prefer to raise my kids. I've been a stay at home mom since i had my daughter. So my question is how does section 8 housing work? Can you pick the apartment you want to live in? And do you know what the income has to be for a family of 3? I will only be receiving 1372 a month for me and my 2 kids. I dont have any credit card bills since they are all paid off and the only thing i will be paying for is my car, insurance, and cell phone. Please if you have had Section 8 can you let me know how it works and who do you contact. Thank you so much.

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R.A.

answers from Providence on

You must go fill out a Section 8 housing application, and then you will be put on a waiting list for housing in your area. Once you have been approved, you will have a section 8 voucher where you can locate specific landlords who accept Section 8 housing. This website might steer you in the right direction http://www.section8housinglist.info/tennessee-tn/section-... Not sure though, as I live in RI( might be different where you are in the south) You can go online and find where you can pick up a Section 8 housing application form in your area. I believe you would qualify for it . Good luck to you. I am very sorry for your loss as well. I can't imagine how hard that must be for you. Let me know how you made out, and if I can find any other info for you, I will be happy to do that.

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L.B.

answers from Biloxi on

If you are in Davidson county go to
http://www.nashville-mdha.org/
this is the agency that handles public housing for that county.

Section 8 usually has a very long waiting list - the public housing authority that I work for has actually closed Section 8 applications and does not expect to take them for the next 24 months. Section 8 is privately owned rental houses/apartments whose owners agree to accept public assistance payments. The Housing Authority pays part of the rent for the tenant. Rent is based on income and varies from family to family.

Call you local housing authority and ask them what housing options are available for you and your children. That is the best way to find out what your options are.

God Bless

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M.F.

answers from Youngstown on

In ohio it's Metropolitan Housing that you contact. My sister is on it and she waited for years to have her name come to the top of the list. Not sure the income level though. You should just go on line and type in section 8 and see what comes up or call your local dept of job and family services and see if they can point you in the right direction. I am very sorry for your loss.

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R.R.

answers from Los Angeles on

I am sorry for your loss, God bless you and your children.

Section 8 is a federal program so it operates the same in all states. They have a formula they use to figure out your share of the rent, each county will have their income limits, no more than 50% of the median income for that county. I looked online for the levels in TN and didn't find them, so contact Section 8 directly, they can tell you.

You can rent anywhere in your county with Section 8 if the landlord accepts it, the rent is reasonable and it is approved by Section 8 upon inspection.

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R.K.

answers from Appleton on

Apply for Section 8 as soon as possible. My daughter has it and it took 3 years after she applied for her to get an apartment. I'm not sure but I think Section 8 is a HUD program. Contact Social Services and get the ball rolling.

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M.C.

answers from Dallas on

The main issue with Section 8 is that the wait list is huge in most states. The waiting lists are frequently closed to new applicants. You can apply, but please don't count on it as a solution for your housing situation in the short term.

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J.B.

answers from Detroit on

I am so sorry to hear of your lost. Everyone I have known that was on it had to live in pretty BAD/Rough area's. They had to wait a really long time to get on it also. Since you are going to live with your parents I would take full advantage of their help. Are they able to help you with watching the kids? That would be a much easier way to go then getting in the system. Maybe you can save since you will only be paying car insurance and a cellphone, if you can set a certain amount aside and save up enough to get your own place that would be the best thing but do keep all of your options open or at least find out the information about all of the programs you and your children would be eligible for and then decide what works best for you and your kids. Good Luck to you I hope everything works out for you.

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G.B.

answers from Oklahoma City on

You can qualify for all kinds of assistance. WIC is a program that provided you with formula for babies up to age 12 months, and then until they are 5 years old the get milk, peanut butter, cheese, fruit, grains, etc...each month. There is also child care assistance. If you are that low income, even with working you will still get nearly free child care. You can also get medical cards for yourself and the kids so that everyone can have quality medical care.

In Oklahoma a family of 4 can get just over $2000 a month and still qualify for food stamps. If it is unearned income like SSDI or SS then it is figured a bit differently. For earned income they take a lot out before those people get their money, income tax, insurance, etc...so they get more assistance.

For low income housing it depends if it is section 8 or HUD or some other kind that your state may have. One program is where you live in their housing and the other is where you pick a home and the owner must agree and the house must pass inspections to be eligible. Ask the housing authority the questions and they should be able to answer them.

Another option is Habitat for Humanity. I was President of the Board of Directors here for some time. The program is for people who are trying and just need a hand up to be able to live in a better environment. Look online and you should find the nearest one. Call the number and get them to send you an application. Chances are that it will be a shorter wait too. You and your family will be required to work for about 350 hours over the period of time you are waiting to get your home. We had one mom who had severe asthma. She did mailers and fixed the snacks for the workers that were supplied to her. She did her hours off site in many ways. She took some budgeting classes, parenting classes, lots of things. Her dad worked every weekend and still to this day is an important part of the work crew on every house since theirs.

It is a wonderful way of getting a home that fits your family and that is something you worked for. The 350 "Sweat Equity" hours are your down payment. That applies to your home loan. Most of our home owners payments were under $200 a month. They still stay very cheap, most are still under $300. After the home is finished and you are moved in Habitat basically becomes your banker. If you ask you can even pay off the home early or discuss any issues you are having.

Habitat is a wonderful program that has helped millions of people worldwide to be home owners.

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