W..
I graduated with my Master's Degree last June (2011), turned 40 in August and relocated to work for IBM. Had I not gone back to school I, for sure, would not have this job. I would be stuck working in retail - nights and weekends.... 60 hours a week, more at holidays, for inconsistent commission/bonus pay.
My Master's Degree enabled me to get a good job with decent hours. I wish it paid more, but I LOVE what I do and I love the people I do it with.
If you are going into healthcare.... you should seriously consider Health Informatics. It's basically digitalizing medical records and/or enabling easier access to medical records and history in a fluid manner - both from the provider point of view as well as the patient.
It's also about upgrading the technology so that those records and tests are available..... think the commercial where the Dr can do an ultrasound in the grocery store on that little boy who they think has appendicitis.
This is a BOOMING field. Had I not gone straight MSCIS, I would have done the Master's in Medical Informatics degree.
Northwestern University's MMI program is mostly online. You can check out their website.... I think you have to physically be present 2 weekends and then for graduation.
Plus - in technology if you are a mom, then you're a girl..... and the technology field REALLY wants diversity. Since it's primarily a male dominated field (in some of my classes of 30 students, I was the ONLY female....or 1 of 2 or 3 females), your gender will give you a leg up. and actually your age will help too - they won't see you as a bimbo.
Also - another perspective..... I'm from a family that really just values education.... for the sake of education. Yes, money doesn't grow on trees and sometimes it does seem frivolous to spend money on a degree if you aren't going to apply that degree specifically. but I met a lot of contacts in school and made a ton of networking strides that will be helpful to me professionally forever.
So, I say DO IT!
Good Luck.