I read your edit: Perhaps, instead of your daughter telling you these things at the LAST minute, tell her she needs to tell you AHEAD Of time.
Next, she has a lot of outings/money being spent.... it should not be anything more than what you do... ie: do YOU go out and have lunch and mani's and pedi's and movies and spas/gym/tanning/pool time/movies, and dinners out and all that stuff JUST like her???? A 14 year old? Do you and your Hubby do that to that extent?
Again, she is a teenager. Not an adult. And she does more and spends more and has more luxuries... than even I have, and my Hubby combined!
Just a thought... comparatively.
Keep things in proportion... and..... R.a.t.i.o.n.a.l.
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I like Suzi's answer below.
Geez., what a conundrum.
But really, it is a choice.
Keeping up with the J.' is not the way.
Teach your girl... how to be self-sufficient, how to value money and time, about values and "choices", about friends, about earning money, about spending money, about budgeting etc.
Kids younger than 14, learn these things in school to and from their parents.
My kids are only 3 and 7... and we teach them that already.
And what the heck with visiting tanning beds... at FOURTEEN years old! Geez, that is really indulged in kids, if you ask me.
And mani's and pedi's???? What the heck? What is wrong with that picture??? They are 14 year olds!
Next, THINK... is that the kind of girl you want your girl to become???? To be high-maintenance and live off of guys, later???? Or to be coming to you at 21 years old still asking for money and indulgences????
I hope NOT.
Teach her to be her OWN PERSON... and to LOVE what she earns... and to respect her hard work for things and objects.
Don't teach her to be a follower... of this.
Teach her to be PROUD of HER HOME... and that you/she does NOT have to "entertain" these girls like everyday is a spa day. Who are these girls? The Kardashians?
I personally, would NOT want, my daughter to grow up that way... nor with those values either or thinking "spending" and "shopping sprees" are what life is.
I would.. have your girl, join a charitable cause.... to help other kids or adults. To donate her money and time that way. Make it a requirement.
Mostly, don't feel embarrassed about it... because YOU are being a role model for your girl. If you are self-conscious about it... she will be too.
Teach her OTHER values, and be PROUD of your and your Hubby's parenting. NOT teaching her about 'comparing' and how to be like others.
Teach her to be her own person, and how to KNOW.... the differences in how time and money is spent.... and how to be proud of her own family's abilities....
Your daughter is old enough... to have a talk about that. Sit down with her and just talk about it. It is not about have's and have not's.
We have a friend that is VERY wealthy, that my daughter is friends with her daughter. I am the Mom's friend as well. I tell her honestly that we cannot spend money on certain things or that it is outside our budget. I don't hide it. I say this in front of my daughter too. She understands and values, the "family" budget... she respects that. It is a life lesson.
This friend as well, is also very mature and is not "shallow" nor materialistic... she respects the differing economic abilities of ALL people. Not just her socio-economic level.
And quite frankly, I don't care if she thinks I am a tight-wad. But I know... she respects my money concerns... she is a Mom too. And I am a SAHM. There is no problem about it, about money levels.
all the best,
Susan